Pre-launch betatPay365 is not live yet. We're inviting UK employers and partners into early access.

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For employer pilots, partner conversations, press, or general questions about tPay365.

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FAQ

Quick answers.

01Is this a bank?+

tPay365 is payroll-layer obligation infrastructure. Banking infrastructure is provided by an FCA-regulated banking partner.

02Is this a loan?+

No. tPay365 does not advance wages or create debt. It routes salary that has already been earned.

03Does this change my payroll process?+

Payroll calculations, schedules, and providers stay the same. The routing happens downstream after salary leaves payroll.

04Who controls the obligations?+

The employee sets the rules. tPay365 executes those authorised rules with payroll-layer reliability.

05What happens on payday?+

Salary moves through the routing layer, authorised obligations are handled first, and the employee receives money that is genuinely safe to spend.