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For employer pilots, partner conversations, press, or general questions about tPay365.
FAQ
Quick answers.
01Is this a bank?+-
tPay365 is payroll-layer obligation infrastructure. Banking infrastructure is provided by an FCA-regulated banking partner.
02Is this a loan?+-
No. tPay365 does not advance wages or create debt. It routes salary that has already been earned.
03Does this change my payroll process?+-
Payroll calculations, schedules, and providers stay the same. The routing happens downstream after salary leaves payroll.
04Who controls the obligations?+-
The employee sets the rules. tPay365 executes those authorised rules with payroll-layer reliability.
05What happens on payday?+-
Salary moves through the routing layer, authorised obligations are handled first, and the employee receives money that is genuinely safe to spend.




