Pre-launch beta — tPay365 is not live yet. We're inviting UK employers and partners into early access.

stable

For employers

Give your employees financial stability.

Keep your payroll exactly as it is. A single HRIS integration. No disruption to your payroll process. Measurable financial wellbeing improvement, not from a workshop, but from infrastructure.

Request a demoHow it works
After HRIS integrationEmployer insight reportsaggregate

Activation

54%

Payroll noise

-22%

Report pack

Monthly

Monthly wellbeing reportprivacy-safe
basem1m2m3
Obligation coverageaggregate only
Financial pressure indeximproving
Benefit engagementrising

Employer reality

Most employer responses are downstream.

EAPs, coaching and advance schemes usually step in once financial pressure is already affecting someone. tPay365 works at the payroll layer to reduce avoidable bill stress after payday, then gives employers aggregate evidence that the benefit is being used.

19%⁴say bill timing and income often does not matchSource: Money & Pensions Service
1 in 3¹UK employees run out of money before paydaySource: Salary Finance
£2.1bn⁵FCA high-cost short-term credit, year to Jun 2018Source: FCA.ORG.UK

Analytics employers can use

Programme insight without employee surveillance.

HR teams need a board-level view: adoption, engagement, operational load and trend direction. They do not need, and should not see, personal obligation settings.

Employer seesaggregate activation, adoption and trend data
Employer never seesindividual bills, debts, rent, savings or rules
Payroll seesthe same payroll process and output timing

Integration

Three steps for HR. Zero steps for payroll.

tPay365 sits downstream of payroll. Your payroll provider, calculation process and pay calendar stay exactly as they are.

01HR step
HR connects via HRIS

You connect your HRIS to tPay365 once. This takes less than an hour. We sync employee records, including new starters and leavers, automatically from that point forward. Your payroll team does not need to be involved.

02HR step
Employees are auto-synced with inactive accounts

Every employee in your HRIS receives a tPay365 account automatically. All accounts begin inactive. No employee is affected at this stage. No payroll is rerouted. No employee has any obligation to act.

03HR step
Employees activate on their own terms

Employees choose whether to activate and set up obligations. Activation is entirely voluntary. Only employees who activate have their payroll rerouted. The employer has zero visibility of individual obligation settings.

Why it works

Financial wellbeing ROI without the overhead.

Aggregate analytics layerA board-friendly view of activation, trend direction and operational load, without exposing individual employee commitments.
HRIS syncedaggregate
Eligible employeesaggregate
Invited to activateaggregate
Active usersaggregate
01Reduced HR burdenFewer payroll-related interventions. When employees are not financially stressed, the volume of money-related absence and distraction falls. tPay365 removes the trigger.
02No disruption to payrolltPay365 sits entirely downstream of your payroll output. Your process, provider, and timeline are unchanged. Nothing for your finance team to sign off.
03A benefit employees actually useMost financial wellbeing benefits go unused because they require effort at a stressful moment. tPay365 works automatically after setup. No ongoing employee action required.

Employer partners

Ready to lead on financial wellbeing?

Selective about our first employer partners. UK SMEs, 5-500 employees.

Request a demo Book a call